What about Santa Clarita Lenders are they all created equally

REMAX of Valencia CAThe short answer is not they are not all created equally.

There are many sources of money when it comes to you buying your Santa Clarita Valley residence.

You are able to go to a main line bank – such as Bank of America, Wells Fargo, Citi Bank, Chase and other “large'” banks to get financing.

Maybe you are a member of a credit union. If that is the case, you should be able to go to them to get a loan.

The other type of lender is the Mortgage Broker.

They can pull from many different sources of money and may be more “flexible” than the others.

However, who you use to finance your new Santa Clarita home is your business.

We have recommendations – but at the end of the day, you are the boss with who you procure your loan from.

If you want to have a listen to our Latest Santa Clarita lending real estate radio show – click the preceding text.

When you are ready – Please reach out to my Paris911 Team at REMAX of Valencia.

REMAX of Valencia Presents the Local Realtors known as Paris911

What should Santa Clarita and Valencia CA real estate sellers really do when it comes to showing their homes and properties that are listed for sale?

Making sure your buyers are serviced correctlyThey should leave it to their agent to do their due diligence.

We run into many issues when it comes to showing homes, where real estate sellers are left in control.

I don’t know if it is because of Lazy Santa Clarita real estate agents or if the sellers really want to be in so much control.

After speaking with some of the Santa Clarita Sellers, I would deduce their real estate agents have not given them the Sellers Speech.

Here are the first few tenants of the “Sellers Speech” that we give our Valencia and Santa Clarita real estate sellers:

  • Do not be home when the agents are showing your home.

  • Don’t answer any questions about your home refer them to us.

  • Make sure you do no negotiation about your home (we had a Palmdale seller, one that gave us a 1 star yelp review, get into trouble who was selling a car in front of their home, and used that as a potential buyer credit…)

  • As far as scheduling real estate showings – make sure you let the agents work it out – or let us as your Realtors do the scheduling.

The real estate agent you have hired should be doing all of the due diligence when it comes to representing you in the sale of your Valencia and Santa clarita home.

It is with a very recent experience part of my radio show gets gleaned from today. Maybe the Stevenson Ranch Realtor is too busy to give their client the “speech”. Maybe they don’t care.

But I know this, one buyer less, has the potential of being the buyer that would be willing to give the seller their all!

Be safe – Search Well – And Let my REMAX of Valencia CA Team know what you are wanting when it comes to serving your real estate needs.

 

Santa Clarita real estate daily is out by RE/MAX

Good Day everyone – we updated our Santa Clarita Lending Website with today’s real estate radio show broadcast.

Enjoy the REMAX of Santa Clarita CA YouTube Video what we produced below.

It’s a recording from our Santa Clarita Truth in Lending Broadcast:

Thanks for considering us when wanting to do anything that is “Real Estate” Related.

We have several different systems in place that will serve your needs with regard to searching for homes and finding out what your actual Home Values are.

Search for the Multiple Listing Service based listings

Find out what your home is worth at today’s value

Contact my Valencia CA REMAX Team

Santa Clarita real estate and home inspectors

Top Valencia REMAX RealtorsSome of the most interesting things that we run into has to do with home inspection issues.

A few weeks ago, while at a home inspection with my real estate buyers, a home inspector’s foot and leg – up to this thigh – came into the room where were standing, from the ceiling…

Expecting that anything can and will happen, I did not flinch – I just said, I’m glad the rest of him did not come through.

The Buyers smiled and the Seller was running around as if someone shot her in the foot :(

I get it, I calmed her down and said that all will be fixed as if it had never happened.

And it was – within a few hours, including paint!

Most recently, the flooring came into focus. Laminate flooring and the issues with Formaldehyde and imports from China with Laminate flooring.

Was this the flooring that they were speaking about? Is it really cause for alarm?  We asked the seller, and just for good measure, it was tested to see if it indeed was the “bad laminate”.

Unlike “Bad Santa”, it was not “bad laminate :) The buyer was happy and wanted to continue with the purchase after the home inspection had been been completed.

Here is one of our Santa Clarita real estate radio shows that we produced recently.

It speaks about some intel we gathered from a local home inspector that I wanted to share. It pertains to the 60 Minutes release referencing the “Bad Laminate” flooring from China with high Formaldehyde levels.

Remember, when you are ready reach out to me and I will take the best care of you.

I’m Connor MacIvor, REMAX of Valencia, 27720 Dickason Avenue, Valencia CA, 91355.

Two new Valencia CA Real Estate listings for sale by REMAX

We get real estate listings often and we are very thankful to our Paris911 clientele that trust us with selling their most “expensive” asset – their real estate.

Today, Paris and I would like to bring you two new real estate listings that are for sale:

You will see the first is located in Valencia – across the street from Granary Square.

It’s a one bedroom condo that has an accessible single car garage with storage below the living space.

The owner paid strict attention to detail with regard to many different technologies therein, including the installation of a NEST thermostat. This device is quite handy, allowing you to adjust the temperature from your smartphone or mobile device when away. He loves it on the hot summer days, when preparing to leave from work, he pulls up the NEST app and set’s his A/C to cool his home. When he gets home, he arrives to a cool and cozy atmosphere, already cooled and prepared for his arrival!

This one is a very large and well adorned 5 bedroom home in Valencia CA.

The owners of this home did not want the view of the High Frequency Power lines that are able to be seen from the homes across the street. So they opted for a more private back yard.

You will notice that the home has exceptional curb appeal, a large driveway and it also has a three car garage with two tandem full sized spaces and a single space next to the double one.

Inside of this home you will find 18″ ceramic tile floors, Cherry Wood Banister and Wrought iron Banister supports.

There is a formal dining room with a butlers pantry between the Upgraded Kitchen and Formal Dining area.

Custom Wood Shutters are installed on the lower level of this Valencia CA home.

The kitchen has double islands with sinks in each. It also has vast amounts of cabinet space with granite atop of the counters and islands.  “At Island” seating is a true bonus.

Off of the kitchen there is a Kitchen Eating Area that has access doors to the entertainers back yard.

Some of the other “points of interest” for those searching for real estate maybe the bottom level master bedroom and bathroom, located on the first floor, this oversized bedroom is sure not to disappoint.

Enjoy the YouTube Videos of the Virtual Tours we have produced and reach out to my Team so we may schedule a private showing of each of these Valencia Residences.

The latest Valencia CA and Santa Clarita Housing Update

Our Thursdays truth in lending broadcast gets us into the realm of email verification.Make sure you understand what you were told

After you speak with your broker, realtor or lender, make sure you follow up the conversation via email.

That is if  you want to “make the record” about any substance that was derived from the conversation.

Say for example your lender tells you that you are, “Guranteed a 3.5% interest rate”.

I’d follow it by an email such as:

“Hey Greg, It’s Connor MacIvor, we just spoke over the phone when I called your cellular phone.

You said that I as guaranteed a 3.5% interest rate, no matter when I found a home.

I just wanted to confirm what we discussed – thanks Greg for all your hard work…

Connor MacIvor”

Making the “record” does not hurt no matter who you are dealing with within the real estate realm.

Be safe – I hope this tip helps you get what you want and FTR – For the Record, I’m Connor MacIvor with REMAX of Valencia CA!

REMAX of Valencia First time buyer course held at our offices presents the Gouge Factor

real estate representativesWhat is the first thing we explain to our real estate buyers at REMAX of Valencia California?

We make sure they are well covered when it comes to preparing to buy a home, condo or a town home.

This includes a dissertation on what questions to ask a lender when it comes to getting the loan prepared and approved.

Some of our real estate buyers want us to double check the lender figures – and while we are not lenders – we are realtors, we do know what are ‘typical’ fees from a mortgage lender and what may appear to be “excessive” fees for a mortgage broker or bank.

Most of the time, when you are entering the home buying process with a VA loan – those loans for Veterans, you can rest assured that the “gouge factor” is going to be less than the other loan types.

With an FHA and Conventional Loan – the “Gouge factor” may be a lot higher!

In some circumstances, these fees can be more than you have bargained for when it comes to buying your Santa Clarita home.

Back in the heyday of real estate, just before the market broke in 2006/2007, we observed that some other real estate buyers clients were getting “gouged” in the worst of ways.

Their lender was also their real estate agent and taking full advantage of that fact.

We observed fees exceeding 3% of the purchase price for originating the loan.

Folks – no matter how you slice that, it ends up ugly.

We also noted that the real estate agent/lender who was representing them on the purchase also was charging them a commission to buy through them – at the cost of 3 percent.

When a buyer wants to buy a home, their agent, the one they have chosen to represent them in the purchase of a home, is not part of their costs. They are being compensated by the real estate seller. The real estate seller, even if represented by another realtor, has factored in their commission – the commission for the agent representing the real estate buyer.

Make sure you interview our team when you are ready to embark on your real estate journey.

I’m Connor MacIvor with RE/MAX of Valencia and I am the team leader, proud to be of service!

What are Millennials looking for in a Realtor

I can attest to all of these. Responsiveness, knowledge, negotiation power and aggressiveness.

With our current Millennial clients, they want to make sure I’m on the job.

They want me to respond, even it it’s with, “I have your email or text message and will be responding shortly…”

We know that these are the buyers of the present and future.

It comes down to being there for your client as a realtor.

Letting them know they are a priority and if they weren’t using you, you’d not be in business.

However, the BETTER PART comes down to being informative – having the knowledge that gives the buyer or seller a positive ability to perform throughout each and every transaction.

That is where our “crash course” on real estate comes into play.

millennials and home searching

How to find Valencia Foreclosures and Distressed Homes

REMAX in ValenciaWhen wanting to search for Valencia Foreclosures in the Santa Clarita Valley, all you need is the “hook up”.

Here are a few things that our Valencia CA real estate buyers mandate we do:

  • Search for the listings ourselves
  • Give our Valencia Home Clients the ability to search the real home listing themselves
  • Reach out to them when we find something new
  • Monitor the “pocket listing” channels in Valencia
  • Keep track of the Foreclosure and Distressed inventory just in case something fits their needs

These are the 5 things that any savvy Valencia home buyer would want, if they knew better.

Make sure you tune into our Daily Santa Clarita real estate radio show.

You can find more about us by heading to our About Us page. Be safe – and thanks for taking the time to review how a Real Estate agent should be working for you!